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MEDICARE ADVANTAGE
What is Medicare Advantage?
Medicare Advantage plans (also known as Part C) are health insurance plans offered by private companies approved by Medicare. These plans combine your hospital coverage (Part A) and medical coverage (Part B) into one convenient plan. Many Medicare Advantage plans offer additional benefits not included in Original Medicare, such as:
Prescription drug coverage (Part D)
Dental, vision, and hearing benefits
Wellness perks like gym memberships or fitness programs
Medicare Advantage plans provide an all-in-one solution for your healthcare needs, often with little to no additional cost beyond your Part B premium. These plans give you more coverage and extra value, simplifying your healthcare and making it easier to manage.
WHY CHOOSE Medicare Advantage?
Medicare Advantage is a great choice if you’re looking to simplify your coverage, enhance your benefits, and lower healthcare costs. Unlike Original Medicare, Medicare Advantage plans often provide:
Low or even $0 monthly premiums
An annual out-of-pocket maximum to limit your spending and protect you financially
Comprehensive, all-in-one coverage, including medical, prescription drugs, dental, vision, hearing, and more
Medicare Advantage offers a cost-effective alternative that provides more coverage, greater peace of mind, and a simpler way to manage your healthcare. It’s designed to give you added benefits while keeping costs affordable.
HOW IT WORKS
Easy, fast and hassle-free!
1
Understanding Your Needs
We begin with a conversation to understand your health goals, budget, and unique circumstances. This allows us to assess your needs and identify the most appropriate coverage options ensuring you’re only paying for what truly benefits you.
2
Exploring Plan Options
Next, we present plans tailored to your specific situation. We’ll walk you through the details, explaining the benefits, costs, and trade-offs in clear, straightforward terms. Our goal is to empower you with the information you need to make an informed decision.
3
Plan Selection & Enrollment
Once you’ve selected the plan that best meets your needs, we’ll guide you through the enrollment process from start to finish. We handle the details to ensure everything is accurate and submitted on time, so your coverage is set up without unnecessary stress.
4
Post-Enrollment Support
Our service doesn’t stop after enrollment. As your agent, we’re here to answer your questions, clarify your benefits, and help you review your options during future enrollment periods. You can count on us as a trusted resource throughout your coverage journey.
How Does Medicare Advantage DiFFer from Medigap?
It’s important to understand the difference between Medicare Advantage and Medicare Supplement (Medigap) plans.
Choosing between the two depends on your health needs, budget, and preference for allin- one coverage versus more traditional coverage. Our team can help you compare these options to find the best fit for you.
Medicare Advantage
Medicare Advantage plans replace Original Medicare (Part A and Part B) and include additional benefits like prescription drug coverage, dental, vision, and wellness perks. These plans often have low or $0 premiums and an annual out-of-pocket maximum to protect you financially.
MEDIGAP
Medicare Supplement (Medigap) plans, on the other hand, work alongside Original Medicare to help pay for out-of-pocket costs like copayments, coinsurance, and deductibles. Medigap plans do not offer extra benefits like prescription drug coverage or dental and vision care.
Let HealthFocus Partners Help You Find the Right Medicare Advantage Plan
At HealthFocus Partners, we specialize in helping you choose the right Medicare Advantage plan that fits your unique health needs, medications, and budget.
We work with all major national insurers and trusted regional carriers, ensuring that you have access to a wide range of Medicare Advantage plans in your area.
Eligibility for Medicare Advantage: To qualify for a Medicare Advantage plan, you must be enrolled in Original Medicare (Part A and Part B) and live in the plan's service area. We’ll help you confirm your eligibility and find plans that work for you.
What’s Not Covered: While Medicare Advantage plans provide comprehensive coverage, they do not cover everything. For example, long-term custodial care and some specialized treatments may not be included. We’ll guide you through what’s covered and what’s not, so you have a complete understanding.
The best part? Our service is always free—no fees, no pressure, just clear, honest advice to help you make confident and informed decisions about your healthcare coverage.
Top Questions to Ask Yourself Before Choosing a Medicare Plan
Download our FREE CHECKLIST with 7 must-ask questions to help you choose the Medicare plan that’s right for you.
CLIENT REVIEWS
We’re proud to have earned the trust of so many clients who count on us for clear guidance, honest advice, and ongoing support. Their experiences reflect our commitment to making health insurance less overwhelming and more personal. See what real clients have to say about working with HealthFocus Partners.
"I’ve never had an insurance agent be so thorough and patient with me. Curt helped me find the right plan without any stress or high-pressure sales tactics. Now, I feel more secure knowing I’m covered."
Sally J., Bethlehem, PA
"What I loved was how simple she made the process. She broke down the jargon and really helped me understand everything. I don’t feel like I’m in the dark about my coverage anymore."
Dorothy L., State College, PA
"This team goes above and beyond. They didn’t just help me enroll in a plan, they walked me through the entire process and made sure I understood my benefits. I couldn’t have asked for better service."
Thomas K., Allentown, PA
GET STARTED TODAY
Clear advice, and quick responses—whether you need a quote or have questions, we make it simple. Got questions? Get answers here.
